Loan and Savings Rates
  (716) 433-7740          memserv@lockportschoolsfcu.org
  360 S. Transit St. Lockport, NY 14094

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Rates from Lockport Schools FCU

Loans | Savings | Certificates | Fee Schedule



Automobile Loans as low as 1.5%

Signature Loans as low as 6.5%

Share Secured Loans as low as 2.5%



Loan Rates
Type APR*
AutomobileStarting at 1.99%
SignatureStarting at 6.5%
Share SecuredStarting at 2.5%
RV and BoatsStarting at 3.5%
Line of Credit8.9%-13.9%
Home MortgageSee Home Page
*APR = Annual Percentage Rate


Savings Rates
Type Amount Dividend Rate APY
Share & Club Accounts$100 - $1,999.990.15%0.15%
Share & Club Accounts$2,000 - $4,999.990.20%0.20%
Share & Club Accounts$5,000 - $19,999.990.27%0.27%
Share & Club Accounts$20,000 and up0.40%0.40%
Share Draft Accounts.10%.10%
I.R.A. Share Accounts1.00%1.00%
*APY = Annual Percentage Yield


Certificate Rates
Type Dividend Rate APY*
6 months.50%.50%
1 year1.0%1.0%
2 years1.25%1.25%
3 years1.50%1.50%
*APY = Annual Percentage Yield