Rates

Loans | Savings | Certificates

Check Out Our Great Loan Rates

Loans (Special promotions may change rates)	Interest Rate	APR*	Term (mo.)
Automobile - Based on length of loan and creditworthiness. Rate as low as 4.4%.			n/a	Calculator
Home Equity - Variable & Fixed rate. Call the office (716-433-7740) for more information.			180	Calculator
Home Improvement - Rates as low as 5.9%			n/a	Calculator
Home Mortgages - Daily rates			n/a	Calculator
Line-of-Credit / Overdraft	13.90	13.90	n/a	Calculator
Share Secured - Based on length of loan. Rates as low as 3.9%			n/a	Calculator
Share Certificate Secured - Certificate rate plus 2% - Term=Cert. Maturity			n/a	Calculator
Signature - Based on length of loan and creditworthiness. Rates as low as 7.9%.			n/a	Calculator

*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top

Dividends shown are for the period ending June 30, 2010. Dividends for the current period may vary depending upon income. A minimum deposit of $5 is required. Fees may reduce earnings on accounts.

Savings	Dividend Rate	APY*
Share (Savings)
$100 - $1,999.99	0.50	0.50
$2,000 - $4,999.99	0.65	0.65
$5,000 - $19,999.999	0.80	0.80
$20,000 and up	0.95	0.95
Share Draft (Checking)	0.25	0.25
I.R.A. - Variable	2.00	2.02

*APY = Annual Percentage Yield
Back to Top

Rates as of March 31, 2010. All certificates are a minimum of $1,000. A penalty may apply for early withdrawal.

Certificates	Dividend Rate	APY*
6 month Share Certificate	0.75	0.76
1 year Share Certificate	1.75	1.76
2 year Share Certificate	2.00	2.02
3 year Share Certificate	2.25	2.27
4 year Share Certificate	2.50	2.52
5 year Share Certificate	2.75	2.78

*APY = Annual Percentage Yield
Back to Top