| ALL ACCOUNTS |
|
| Account balancing by CU personnel |
$15.00 per hour |
| Account inquiry |
Free |
| Dormant Account (after 3 years) |
$5.00 per quarter |
| Photocopy: monthly statement |
$1.00 per copy |
| Restraining Notice |
$25.00 |
| Returned item in deposit |
$20.00 per item |
| Returned mail |
$3.00 |
|
Voice Response Unit (telephone) transfer |
Free |
| Wire transfer |
$10.00 |
| |
| SHARE DRAFT ACCOUNT (checking) |
|
| Closing costs (involuntary) |
$50.00 (if unused drafts are not returned) |
| Check Payable to Third Party (4 free) |
$3.00 each |
| Letter of Protest |
$10.00 |
| Monthly maintenance fee |
None |
| Overdraft transfer from regular shares |
$15.00 per draft |
| Photocopy: share draft regular |
$2.00 per copy |
| Share Draft (check) printing |
Per catalog |
| Share Draft returned due to in-sufficient funds |
$20.00 per draft |
| Stop payment order |
$10.00 |
| |
| DEBIT CARD |
|
| Annual fee |
None |
| Card replacement |
$5.00 per card |
| Cash withdrawals at ATM |
Two (2) Free per month, then $1.00 per withdrawal
Note: The ATM owner may charge a fee |
| Over limit |
$15.00 |
| Purchases in store, by phone, by internet |
Free |
| |
| ACH (Electronic Funds Transfer) |
|
| Item returned due to in-sufficient funds |
$20.00 per item |
| Overdraft transfer from regular shares |
$15.00 per item |
| |
| HOME BANKING |
|
| Item returned due to in-sufficient funds |
$20.00 per item |
| Overdraft transfer from regular shares |
$15.00 per item |
| |
| OTHER SERVICES |
|
| Fax service (personal) |
$1.00 first page, then $.50 per additional page |
| Notary Public |
Free |
| Travelers cheques |
Free |
| |
|
| Effective - October 4, 2007 |
